Welcome to the Illinois Health Matters Blog

What health reform means for the people of Illinois

A blog by IllinoisHealthMatters.org

Wednesday, May 18, 2016

Health Care Changes for Small Businesses in 2016

It’s been about six years since the passage of the Affordable Care Act, but some provisions of the health care law that can improve health care options for small businesses are still being implemented – like employee choice. By learning about this addition and other aspects of the law, small business owners can empower themselves to make the best decisions regarding health coverage for themselves and their employees. In many ways, health care options for small businesses are remaining the same this year. For instance, the Small Business Health Options Program in Illinois will continue offering an array of cost-competitive insurance plans from which employers can choose. And as always, qualified small businesses that purchase health insurance through SHOP may receive federal tax credits to help offset the cost of coverage.

Employee Choice, a Positive New Change

There are several new features of the law being implemented this year, though. One of the biggest and most promising changes is the implementation of employee choice, which is now available in every state. Employee choice allows small business workers to choose from a number of plans from different insurance carriers. Under employee choice, workers choose which carrier they’d prefer to use, instead of business owners choosing for them. This option plays a key role in distinguishing SHOP from the outside health insurance market, and it’s popular among small business owners. In fact, Small Business Majority’s polling found two-thirds of small employers believe allowing employees to choose among multiple carriers is an important element of the health care marketplaces.

While employee choice is a great development for small businesses, options under Illinois’s employee choice program aren’t as robust as they could be. In some parts of Illinois, only one or two insurance providers are participating in SHOP. While employers can still choose different levels of coverage from participating providers, more providers will need to participate to boost options for small businesses.

Taking Advantage of the New Opportunities 

If your business has fewer than 51 full-time employees, you can enroll in SHOP at any time during the year to take advantage of employee choice. In order to begin the enrollment process now, entrepreneurs should visit www.getcoveredillinois.gov or the National Association of Health Underwriters to contact a health insurance broker who is trained and certified to enroll small businesses for SHOP Marketplace plans. Brokers are well-versed in the ins-and-outs of the ACA, and there’s often no extra cost to utilize their services.

While 2016 offers changes in Illinois’s small business health insurance landscape, small business owners shouldn’t be concerned. Changes like employee choice are a step in the right direction for entrepreneurs. The best bet is for employers to arm themselves with information; that way, they can choose health coverage that maximizes benefits for their business.

Geri Aglipay
Outreach Manager, Midwest Region and Greater Chicago
Small Business Majority 

26 comments:

  1. Very nice post, here is a list of top 10 ptc sitecLICK HERE

    ReplyDelete
    Replies
    1. my name is Mark Godwin am here to share testimony of how i got back my relationship that was scattered for months. we got married for more than 7 years and have gotten three kids. things were going well with us and we are always happy. until one day my wife started behaving in a way i could not understand, i was very confused by the way she treat me and the kids. for months she did not come home again and she called me for a divorce, i asked her what have i done wrong to deserve this from her, all she was saying is that she want a divorce that she hate me and do not want to see me again in her life, i was mad and also frustrated and do not know what to do,i was sick for more than 3 weeks i want to be reunited back with my husband in 2016 blog of her intention towards me. i love my wife so much and can do anything for her. i told my brother and he told me to contact a spell caster, i never ain all this spell casting of a thing. i just want to try if something will come out of it. i contacted DR Alexzander through his website, for the return of my wife to me, he told me that my wife have been taken by another man, that he cast a spell on her that was why she hate me and also want us to divorce. then they told me that they have to cast a spell on her that will make her return to me and the kids, Dr alexzander cast the spell and after 1 week my wife called me and she told me that i should forgive her, she apologizes on phone and said that she did not know what happened to her. it was the spell that DR Alexzander cast on her that made her return back to me today,me and my family are now happy again. thank you Dr Alexzander for what you have done for me i would have been nothing today if not for HIS great spell. i want all my friends who are passing through all this kind of love problem of getting back their husband, wife , or ex boyfriend and girlfriend to contact {alexzanderhightemple@gmail.com or through his whatsapp number +2348075823891 Or call him with this phone number +2347068836760 if you need a supernatural great wizard to cast a spell for you. email Dr alexzander and you will see that your problem will be solved without any delay.These are the few things he also do for people. *do you need rapid and undeserved promotions in your offices or work? Dr alexzander can bring back lost lovers on 96hrs and can cast all kind of spell. Dr alexzander is a healer that is here on earth to solve your problems just as he did to mine.this is your chance to be helped quickly by Dr alexzander.his an expert in distance healing, court cases even if one is convicted. he can do all manner of spell that you may need in life.he can also make you conceive a child and win money through gambling and other things you may desire to have in life. contact him and be the next to share his good work to the world. alexzanderhightemple@gmail.com.

      Delete
  2. Remarkable blog! I have no words to praise, it has really allured me.

    Pediatrichairsolutions.com

    ReplyDelete
  3. Bajaj Allianz offer health insurance plans that include individual & family floater health insurance, senior citizen health insurance and extra health care policies.
    to know more visit:https://www.bajajallianz.com/Corp/health-insurance/health-insurance.jsp

    ReplyDelete
  4. Read your post its really informative and keep updating with newer post health insurance reviews

    ReplyDelete
  5. hi this is aarya and thanks for the informative blog on health insurance plan that's really informative blog for me

    ReplyDelete
  6. This comment has been removed by the author.

    ReplyDelete

  7. I really like your post. Thanks so lot for your convene. I’m very fired up to show it to anyone. Thanks so much with this fantastic this post.click

    ReplyDelete
  8. Hello Everybody,
    My name is Mrs Sharon Sim. I live in Singapore and i am a happy woman today? and i told my self that any lender that rescue my family from our poor situation, i will refer any person that is looking for loan to him, he gave me happiness to me and my family, i was in need of a loan of S$250,000.00 to start my life all over as i am a single mother with 3 kids I met this honest and GOD fearing man loan lender that help me with a loan of S$250,000.00 SG. Dollar, he is a GOD fearing man, if you are in need of loan and you will pay back the loan please contact him tell him that is Mrs Sharon, that refer you to him. contact Dr Purva Pius,via email:(urgentloan22@gmail.com) Thank you.

    BORROWERS APPLICATION DETAILS


    1. Name Of Applicant in Full:……..
    2. Telephone Numbers:……….
    3. Address and Location:…….
    4. Amount in request………..
    5. Repayment Period:………..
    6. Purpose Of Loan………….
    7. country…………………
    8. phone…………………..
    9. occupation………………
    10.age/sex…………………
    11.Monthly Income…………..
    12.Email……………..

    Regards.
    Managements
    Email Kindly Contact: urgentloan22@gmail.com

    ReplyDelete
  9. Hello Everybody,
    My name is Mrs Sharon Sim. I live in Singapore and i am a happy woman today? and i told my self that any lender that rescue my family from our poor situation, i will refer any person that is looking for loan to him, he gave me happiness to me and my family, i was in need of a loan of S$250,000.00 to start my life all over as i am a single mother with 3 kids I met this honest and GOD fearing man loan lender that help me with a loan of S$250,000.00 SG. Dollar, he is a GOD fearing man, if you are in need of loan and you will pay back the loan please contact him tell him that is Mrs Sharon, that refer you to him. contact Dr Purva Pius,via email:(urgentloan22@gmail.com) Thank you.

    BORROWERS APPLICATION DETAILS


    1. Name Of Applicant in Full:……..
    2. Telephone Numbers:……….
    3. Address and Location:…….
    4. Amount in request………..
    5. Repayment Period:………..
    6. Purpose Of Loan………….
    7. country…………………
    8. phone…………………..
    9. occupation………………
    10.age/sex…………………
    11.Monthly Income…………..
    12.Email……………..

    Regards.
    Managements
    Email Kindly Contact: urgentloan22@gmail.com

    ReplyDelete
  10. Came across this post after doing much reasearch. Was

    getting close to gving up on what I thought should be a very

    simple way. Thanks for posting. As MW above states, the

    inline images are not optimized, are they able to be fixed?
    If not, the video is the next step.Many thanks again for

    your post, its very much appreciated by us.sexually attract someone

    ReplyDelete
  11. my name is Mark Godwin am here to share testimony of how i got back my relationship that was scattered for months. we got married for more than 7 years and have gotten three kids. things were going well with us and we are always happy. until one day my wife started behaving in a way i could not understand, i was very confused by the way she treat me and the kids. for months she did not come home again and she called me for a divorce, i asked her what have i done wrong to deserve this from her, all she was saying is that she want a divorce that she hate me and do not want to see me again in her life, i was mad and also frustrated and do not know what to do,i was sick for more than 3 weeks i want to be reunited back with my husband in 2016 blog of her intention towards me. i love my wife so much and can do anything for her. i told my brother and he told me to contact a spell caster, i never ain all this spell casting of a thing. i just want to try if something will come out of it. i contacted DR Alexzander through his website, for the return of my wife to me, he told me that my wife have been taken by another man, that he cast a spell on her that was why she hate me and also want us to divorce. then they told me that they have to cast a spell on her that will make her return to me and the kids, Dr alexzander cast the spell and after 1 week my wife called me and she told me that i should forgive her, she apologizes on phone and said that she did not know what happened to her. it was the spell that DR Alexzander cast on her that made her return back to me today,me and my family are now happy again. thank you Dr Alexzander for what you have done for me i would have been nothing today if not for HIS great spell. i want all my friends who are passing through all this kind of love problem of getting back their husband, wife , or ex boyfriend and girlfriend to contact {alexzanderhightemple@gmail.com or through his whatsapp number +2348075823891 Or call him with this phone number +2347068836760 if you need a supernatural great wizard to cast a spell for you. email Dr alexzander and you will see that your problem will be solved without any delay.These are the few things he also do for people. *do you need rapid and undeserved promotions in your offices or work? Dr alexzander can bring back lost lovers on 96hrs and can cast all kind of spell. Dr alexzander is a healer that is here on earth to solve your problems just as he did to mine.this is your chance to be helped quickly by Dr alexzander.his an expert in distance healing, court cases even if one is convicted. he can do all manner of spell that you may need in life.he can also make you conceive a child and win money through gambling and other things you may desire to have in life. contact him and be the next to share his good work to the world. alexzanderhightemple@gmail.com.

    ReplyDelete
  12. Okay let's talk about health care changes for small businesses.
    Visit my forum for discuss this theme.

    ReplyDelete

  13. Am here to appreciate Dr.Zack Balo for using his herbal medicine to cure my Herpes virus. since 2016 now I have been living with this virus and it has been giving me challenges, I was so perplexed cause i have been taking several drugs to be cured but all of my effort was in vain,one evening i was browsing through the internet then i saw several testimonies about Dr.Zack Balo curing people from Herpes virus and immediately i contacted Dr.Zack Balo on his email address: wiseindividualspell@gmail.com, i told him about my sickness and he told me that i will be cured within 14 days, gave me some instructions and which i rightly followed. so he prepared a herbal medicine for me and sent it to me which i used for 2 weeks and everything was like a dream to me and my Herpes virus was totally gone, why don't you contact him today and be free from your diseases because he is very good and honest Doctor. contact him via email address; wiseindividualspell@gmail.com or call or text him on his phone number +13203967742.

    ReplyDelete
  14. Hellol, i am here today on this forum giving a life testimony on how I was cured from HIV Virus
    while this may sound discouraging and people may not be-live that HIV CURE has be found,while i was once an HIV positive i live with this disease for more than years now, i have been to so many places for help including hospitals wasted money and times hoping that i was going to get cure but nor was able, until God use someone to cure me from this disease (HIV) true the help of a man called Dr udo with his herbal root herbs medicine. while i don’t have much to say but to give thanks and praise to God almighty who use Sir Dr udo to extend my life for what you have done for me DR, i will not stop thanking you because you put a smile on my face again.thanks once again if you are into similar problem or with any kind of diseases you can contact Sir Dr udo on his mail udosolutiontemple@gmail.com or call him or whatsapp on +2348151972510 and i will not stop thanking you DR udo. for what you have done for me in my life, i will keep posting to the world for them to no that you are in existence , thanks for your audience and i hope you find help like i did for what he has done for me, if you are into similar problem like HERPES,HEPATITIS B,CANCER,DIABETICS. you can contact him……Thanks DR udo for giving me back the life that i thought i have lost…..God Bless you Sir…friends.Greetings to you all..

    ReplyDelete
  15. very nice post, wonderful information About Health Care.
    Thanks for sharing us!
    Metis Marketing Services Pvt Ltd

    ReplyDelete
  16. Health care as well as dental care become more accessible to the people of all level. In the same flow, Dental discount plans become more famous in present days. I appreciate this progress.

    ReplyDelete
  17. infertility for easy Conception. (No more adoption, with Dr Itua your problem will solve and you will have your child with ease.I have been blog Sites for a while now and today i felt like i should share my story because i was a victim too. I had endometriosis for 18 years and i never thought i would ever get a cure due to the terrible symptoms i had and this made it impossible for me to get pregnant even after 12 years of marriage and it was a serious issue. I got to know about Dr. Itua on Blog Site who treated someone and the person shared a story of how she got a cure and let her contact details, i contacted Dr. Itua and he actually confirmed it and i decided to give a try too and use his herbal medicine that was how my burden ended completely. My son will be 2 this december and i am gratetful to God and thankful to his medicine too.Dr Itua Can As Well Cure The Following Desease…Cancer,Hiv,Herpes,Epilepsy, Hepatitis B,Liver Inflammatory,Diabetis,Fribroid,Get Your Ex Back, If you have (A just reach his on (drituaherbalcenter@gmail. com Or Whatsapp Number..+2348149277967)He can also advise you on how to handle some marital's issues.He's a good man.

    ReplyDelete
  18. This comment has been removed by the author.

    ReplyDelete
  19. I'm 15 years old. I was born with HIV my mother passed away because of the HIV infection And I regret why i never met Dr Itua he could have cured my mum for me because as a single mother it was very hard for my mother I came across Dr itua healing words online about how he cure different disease in different races diseases like HIV/Aids Herpes,Parkison,Asthma,Copd,Epilepsy,Shingles,Cold Sore,Infertility, Chronic Fatigues Syndrome,Fibromyalgia, Diabetes Hepatitis even Cancer I was so excited but frighten at same time because I haven't come across such thing article online then I contacted Dr Itua on Mail drituaherbalcenter@gmail.com I also chat with him on what's app +2348149277967 he tells me how it works then I tell him I want to proceed I paid him so swiftly Colorado post office I receive my herbal medicine within 4/5 working days he gave me guild lines to follow and here am I living healthy again can imagine how god use men to manifest his works am I writing in all articles online to spread the god work of Dr Itua Herbal Medicine,He's a Great Man.

    ReplyDelete
  20. Dr Itua cure my HIV, I have been a ARV Consumption for 10 years. i have been in pains until i came across Dr Itua on blogs site.I emailed him about my details of my HIV and my location i explained every thing to him and he told me that there is nothing to be scared of that he will cured me, he gave me guarantee,He ask me to pay for items fees so when i'm cured I will show gratitude I did and giving testimony of his healing herbs is what I'm going to do for the rest of you out there having HIV and other disease can see the good work of Dr Itua.I received his herbal medicine through EMS Courier service who delivered to my post office within 5 working days.Dr Itua is an honest man and I appreciate him for his good work.My GrandMa called him to appreciate him and rest of my friends did too,Is a joy to me that I'm free of taking Pills and having that fat belle is a nightmare.you will understand what i'm talking about if you have same problem I was having then not now though.I'm free and healthy Big Thanks To Dr Itua Herbal Center.I have his calendar too that he recently sent me,He Cure all kind disease Like,Cancer,Weak Erection,Wart Remover,Hpv,Herpes,Fibromyalgia,Hiv,Hepatitis B,Liver/Kidney Inflamatory,Epilepsy,Infertility,Fibroid,Diabetes,Dercum,Copd ,and also Bring back Ex Lover Back..Here his Contact .drituaherbalcenter@gmail.com Or Whats_app Number +2348149277967

    ReplyDelete
  21. Health care as well as dental care become more accessible to the people of all level. In the same flow, Dental discount plans become more famous in present days.. I appreciate this progress.

    . I appreciate this progress.

    . I appreciate this progress.

    . I appreciate this progress.

    ReplyDelete
  22. outdoor wood hot tub

    WAJA sauna is specialist manufacturer of top quality sauna products. Products include sauna rooms, steam rooms, barrel saunas, wooden hot tubs, and all kinds of sauna accessories.

    ReplyDelete
  23. I was diagnosed as HEPATITIS B carrier in 2013 with fibrosis of the
    liver already present. I started on antiviral medications which
    reduced the viral load initially. After a couple of years the virus
    became resistant. I started on HEPATITIS B Herbal treatment from
    ULTIMATE LIFE CLINIC (www.ultimatelifeclinic.com) in March, 2020. Their
    treatment totally reversed the virus. I did another blood test after
    the 6 months long treatment and tested negative to the virus. Amazing
    treatment! This treatment is a breakthrough for all HBV carriers.

    ReplyDelete
  24. Thanks for sharing this valuable information with us. You are doing really good work. Keep it up and share more information with us. Now its time to avail Kabou taxi cab services in Southfield Mi for more information.

    ReplyDelete